Texas Retirement Planning
Guardian Wealth Management
Retirement is personal. You’ve worked hard to save and invest your money and now it’s time to optimize and protect your savings to provide for your retirement and your loved ones thereafter.
Guardian Wealth Management is an independent financial services firm, specializing in helping individuals and families prepare for, plan, and live in retirement. Our approach focuses on tailored retirement planning strategies and insurance solutions to provide our clients with guaranteed lifetime income, asset protection, and achieve tax efficiencies in support of a holistic approach to their finances.
01
Start Smart
Get a Clear Understanding of Your Financial Life
First, we gain a thorough understanding of your current financial situation, goals, objectives, risk tolerance, and the key considerations that should be addressed in your retirement strategy.
Six Fundamental Financial Planning Considerations
Six key financial planning considerations can impact your financial goals now and in the future. The question is not if these will affect your finances, but to what degree. We evaluate your sentiment toward each consideration and quantify the potential effects on your assets over time. This allows us to build customized strategies to help you achieve your financial objectives for retirement.
Longevity
Outliving financial assets as the result of a longer life.
Inflation
Reduction in real purchasing power as the result of increasing cost of living.
Mortality
Loss of financial assets as the result of a partner’s or spouse’s death.
Liquidity
Limited access to assets to meet life’s unexpected financial needs.
Market
Unexpected reduction in the value of financial assets at the time of withdrawal.
Taxes
Decreasing income and assets and/or the impairment of legacy assets from increasing taxes.
02
Apply Discipline
A Retirement Strategy Designed for You
Next, we design a retirement strategy that actively works to help optimize your wealth and protect your finances, keeping your goals and objectives at the forefront of our planning process.
03
Communicate Progress
Our Commitment to You
Lastly and continually, we work to ensure transparency of your income plan by providing visibility, proactive
outreach, and accessibility to our team throughout our working relationship.
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Meet The ADVISOR
Max Stewart
Co-Founder
Max I. E. Stewart, founder and financial advisor at Guardian Wealth Management, is committed to helping clients achieve financial security through personalized wealth-building strategies. A graduate of Oklahoma City University’s Meinders School of Business, Max earned his Bachelor of Business Administration in Finance and later obtained a Certified Financial Planner certificate from Southern Methodist University in Dallas. With a strong educational foundation and years of experience, Max brings expert knowledge to every client’s financial journey.
As a financial advisor, Max takes a comprehensive approach to retirement planning. He focuses on tax-efficient tools, safe-money strategies, and insurance-based financial products to grow and protect wealth. His goal is to create secure and predictable income streams for retirement, safeguard against unexpected expenses, and preserve wealth for future generations. By prioritizing long-term financial security over short-term gains, Max designs portfolios that can withstand market fluctuations while delivering steady growth.
Max’s client-centered philosophy ensures that every financial plan is tailored to meet individual needs. He works closely with clients to leverage tax-advantaged accounts and implement strategies aligned with their specific goals. Through meticulous planning and expert guidance, Max helps clients confidently prepare for a stress-free retirement and a lasting financial legacy.
Residing in Tyler, Texas, Max lives with his wife, Reann Stewart, a practicing family attorney at Stewart Law, PLLC, and their son, Pierce. Together, they enjoy a fulfilling family life with their two Maltese dogs, Scout and Bella, and spend fall weekends attending SMU football games. Max’s commitment to balancing professional excellence with a rich family life reflects the same dedication he offers to his clients.
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Retirement Resources
Complimentary Educational Resources
Lastly and continually, we work to ensure transparency of your income plan by providing visibility, proactive outreach, and accessibility to our team throughout our working relationship.
Our Upcoming Events
Educational Events
Events in January 2025
- There are no events scheduled during these dates.
Client Events
Events in January 2025
- There are no events scheduled during these dates.
Our Downloads
Financial Calculators
PLEASE NOTE: The information being provided is strictly as a courtesy. We make no representation as to the completeness or accuracy of information provided via these calculators. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, information and programs made available through the use of these calculators.
